Reviewed by Andrew, 4WD Suspension fitment team
Payment surcharges at 4WD Suspension Australia are the small processing fees charged by payment gateways and banks — not an extra margin we add ourselves. The exact amount is calculated automatically at checkout based on the payment method you select, whether that's Visa, Mastercard, PayPal or Afterpay, and it's displayed clearly before you confirm your order for lift kits, shocks, coil springs or leaf springs. There's no guesswork and no surprise charges on your statement. Our Australian-based team can talk you through payment options if you have questions before you buy.
Last updated: 27 August 2026
Payment surcharges are not vehicle-specific — they apply to the payment method used, not the part being purchased. This applies whether you're ordering suspension for a Toyota LandCruiser, Ford Ranger, Nissan Patrol or any other 4WD in our range.
| Payment Method | Surcharge Applies | Notes |
|---|---|---|
| Visa / Mastercard | Yes | Percentage-based, shown at checkout |
| PayPal | Yes | Reflects PayPal's processing fee |
| Afterpay | Yes | Applied when selected at checkout |
| Direct Bank Transfer | No | Order processed once funds are received |
Not sure how a surcharge affects your order total? Contact our suspension experts or check our FAQ page.
This section doesn't apply to payment surcharges. If you're choosing between constant-load coil or leaf spring rates for towing, bull bars, winches or canopies, our coil springs and leaf springs pages break down load ratings by accessory weight.
There's nothing to install here — the surcharge is a checkout line item, not a physical part. It's calculated the moment you select a payment method and updates automatically if you switch options before confirming your order. If you're fitting a lift kit or springs purchased alongside this transaction, we still recommend a wheel alignment and a 500km bedding-in period, and pairing raised suspension with upgraded control arm upgrades where geometry correction is needed.
We display surcharges openly at checkout rather than folding them into product prices, so every customer sees exactly what they're paying and why. Our Australian-based team stocks and dispatches lift kits, shocks and springs locally, backed by manufacturer warranty terms on the parts themselves. Browse the full lift kit range to see current stock and pricing before you check out.
This applies to every customer checking out on our site, from tradespeople fitting a load-rated rear end to tourers upgrading a full front and rear kit. If you're comparing constant-load solutions such as airbag suspension for towing or caravanning, the same transparent checkout and surcharge disclosure applies to those orders too.
Have a question about surcharges, payment methods or an upcoming order? Our Australian team is on hand to help — contact us directly, or browse our full lift kit range while you plan your build.
A payment surcharge is the transaction processing fee charged by payment gateways and banks when you pay by credit card, PayPal or Afterpay. It's not an extra margin added by 4WD Suspension Australia — it directly reflects the cost of processing that payment method. The fee is calculated automatically and shown before you confirm your order. You can see the exact amount at the checkout summary stage.
The surcharge amount depends on your card type and is calculated as a percentage of your order total at checkout. It's displayed clearly on the payment summary screen before you confirm your purchase. Because it's based on your specific order value and payment method, we don't quote a flat figure upfront. You'll always see the total, including surcharge, before paying.
Yes, PayPal's processing fee structure differs from standard Visa or Mastercard transactions, so the surcharge amount can vary between payment methods. The checkout system recalculates the fee automatically each time you switch payment options. This means you can compare the total cost across methods before confirming. Choosing direct bank transfer avoids this fee entirely on most orders.
Yes, selecting direct bank transfer or EFT at checkout typically avoids the card and PayPal processing surcharge. This option does mean your order is processed once funds have cleared into our account rather than instantly. If you're ordering time-sensitive parts like shocks or lift kit components ahead of a trip, factor in the extra processing time. Contact our team if you need help arranging payment for an urgent order.
Yes, the surcharge is calculated and displayed on the checkout summary page before you enter payment details or confirm your order. Nothing is added after the fact or hidden in a separate line on your bank statement. This applies whether you're buying a single steering damper or a full front and rear lift kit. Full transparency is the standard across every order.
Yes, the surcharge applies to the payment method selected, not the specific product category, so it's the same whether you're purchasing lift kits, shock absorbers, coil springs or control arms. It's calculated on your total order value at checkout. Browsing our suspension components range won't show surcharges until you reach payment. The fee is consistent across our entire catalogue.
Credit card payments, PayPal and Afterpay all incur a processing surcharge that's shown at checkout. Direct bank transfer or EFT typically doesn't attract a surcharge, though it does require funds to clear before dispatch. Choose the option that best balances speed and cost for your order. Our team can advise on turnaround times for each method if you're planning around a fitment date.
Surcharges reflect the actual processing cost charged by the payment gateway at the time of transaction, so refund treatment can depend on the payment provider's own policy. Contact our customer support team directly if you're processing a return, and we'll clarify what applies to your specific order. We aim to be upfront about any fee that can't be refunded. Check our FAQ page for general returns information too.
Yes, all amounts shown at checkout, including the surcharge, reflect the final total inclusive of GST where applicable. The breakdown is itemised on your order confirmation and tax invoice. This keeps your paperwork straightforward if you're claiming suspension parts as a business expense. Reach out to our team if you need a specific invoice format for your records.
Our Australian-based team can answer any question about surcharges, payment methods or your order total before you check out. You can reach us through our contact page or review common questions on our FAQ page. We're happy to walk through the payment options available for your lift kit, shocks or springs order. Getting in touch before you pay is the easiest way to avoid any surprises.
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